Wisconsin Code § 632.25

Limited effect of conditions in employer’s liability policies
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Any condition in an employer’s liability policy
requiring compliance by the insured with rules concerning the
safety of persons shall be limited in its effect in such a way that in
the event of breach by the insured the insurer shall nevertheless
be responsible to the injured person under s. 632.24 as if the condition has not been breached, but shall be subrogated to the injured person’s claim against the insured and be entitled to reimbursement by the latter.

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