(1) No motor vehicle may be used as a human service vehicle unless a policy of bodily injury and property damage liability insurance, issued by an insurer authorized to transact business in this state, is maintained thereon. The policy shall provide property damage liability coverage with a limit of not less than $10,000. The policy also shall provide bodily injury liability coverage with limits of not less than $75,000 for each person and, subject to such limit for each person, total limits as follows: (a) $150,000 for each accident for each motor vehicle having a seating capacity of 7 passengers or less. (b) $200,000 for each accident for each motor vehicle having a seating capacity of 8 to 15 passengers. (c) $250,000 for each accident for each motor vehicle having a seating capacity of 16 to 24 passengers. (d) $375,000 for each accident for each motor vehicle having a seating capacity of 25 to 36 passengers. (e) $500,000 for each accident for each motor vehicle having a seating capacity of 37 to 49 passengers. (f) $500,000 plus not less than $10,000 for each accident for each passenger seat accommodation for each motor vehicle having a seating capacity of 50 or more passengers. (2) The department may not issue registration plates for such a vehicle unless there is on file with the department a certificate of insurance showing that the vehicle is insured in compliance with sub. (1). No such policy may be terminated prior to its expiration or canceled for any reason unless a notice thereof is filed with the department at least 30 days prior to the date of termination or cancellation. The department shall suspend the registration of a vehicle on which the insurance policy has been terminated or canceled, effective on the date of termination or cancellation.
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