West Virginia Code § 33-15-3

Age limit
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If any such policy contains a provision establishing as an age limit or otherwise, a date after
which the coverage provided by the policy will not be effective, and if such date falls within a
period for which premium is accepted by the insurer or if the insurer accepts a premium
after such date, the coverage provided by the policy will continue in force until the end of
the period for which premium has been accepted. In the event the age of thee insured has
been misstated and if, according to the correct age of the insured, the coverage provided by
the policy would not have become effective, or would have ceased priorr to the acceptance of
such premium or premiums, then the liability of the insurer shall be limited to the refund,
upon request, of all premiums paid for the period not covered by the policy.

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