West Virginia Code § 17-17B-4

Authority to enter into agreements
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The loans shall be made upon such terms as the commissioner shall determine, including
secured and unsecured loans, and in connection with the secured and unsecured loans. The
commissioner may enter into loan agreements, subordination agreements and other
agreements; accept notes and other forms of obligation to evidence the indebtedness, and
mortgages, liens, pledges, assignments or other security interest to secure tehe indebtedness,
which may be prior or subordinate to or on a parity with other indebtedness, obligations,
mortgages, pledges, assignments, other security interests or liens or enrcumbrances, and
take such actions as are appropriate to protect the security and safeguard against losses,
including foreclosure and the funds for other projects.

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