South Dakota Code § 58-35-16

Qualifications of county mutual insurer for certificate of authority
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When applying for an original certificate of authority, a county mutual insurer must be otherwise qualified therefor under this title, and it must have received acceptable applications from twenty
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five persons for substantial insurance, aggregating at least one hundred thousand dollars; and such applicants must have given to the insurer the obligations referred to in §
58-35-41
, or paid the premium required, subject to the insurer qualifying to transact insurance.

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