Oklahoma Code § 47-8-102

Title 47. Motor Vehicles: Owner of for-rent vehicle liable when no policy
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obtained.
A.  In the event the owner of a for-rent motor vehicle has not
given proof of financial responsibility as provided in Section 8-101
of this title, then Service Oklahoma shall not register any motor
vehicle owned by such person and rented, or intended to be rented,
to another unless such owner shall demonstrate, to the satisfaction
of the Commissioner of Public Safety, his or her financial ability
to respond in damages as follows:
1.  If he or she applies for registration of one motor vehicle,
in the sum of at least Twenty Thousand Dollars ($20,000.00) for any
one person injured or killed and in the sum of Forty Thousand
Dollars ($40,000.00) for any number more than one injured or killed
in any one accident.
2.  If he or she applies for the registration of more than one
motor vehicle, then in the foregoing sums for one motor vehicle, and
Twenty Thousand Dollars ($20,000.00) additional for each motor
vehicle in excess of one, but it shall be sufficient for the owner
to demonstrate ability to respond in damages in the sum of Two
Hundred Thousand Dollars ($200,000.00) for any number of motor
vehicles.
B.  Service Oklahoma shall cancel the registration of any motor
vehicle rented without a driver whenever Service Oklahoma ascertains
that the owner has failed or is unable to comply with the
requirements of this section.
C.  Any owner of a for-rent motor vehicle who has given proof of
financial responsibility under this section or who in violation of
this act has failed to give proof of financial responsibility shall
be jointly and severally liable with any person operating such
vehicle for any damages caused by the negligence of any person
operating the vehicle by or with the permission of the owner, except
that the foregoing provision shall not confer any right of action
upon any passenger in any such rented vehicle as against the owner.
D.  Nothing in this section shall be construed to prevent an
owner from making defense in any such action upon the ground of
comparative or contributory negligence to the extent to which such
defense is allowed in other cases.

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