Oklahoma Code § 36-4803.1

Title 36. Insurance: Fire insurance policies - Time of expiration
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All fire insurance policies, as defined by Section 4802 of Title
36 of the Oklahoma Statutes, shall expire at 12:01 a.m. Standard
Time on the expiration date stated in the policy. This section shall
apply to all fire insurance policies on the first policy renewal
date after December 31, 1982.

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