North Dakota Code § 6-03-13.3

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1. Whenever any bank desires to maintain and operate a facility separate and apart from 
its banking house, pursuant to section 6 -03-13.1, or to move a facility previously 
established to another location, it shall apply to the commissioner or the comptroller of 
the currency, as the case may be, for such authority and provide the commissioner 
with such relevant information as the commissioner may reasonably request. In 
determining whether to approve the application for such facility, the commissioner shall 
take into consideration:
a. The convenience, needs, and welfare of the people of the community and area 
served; and
b. The financial strength of the bank in relation to the cost of establishing and 
maintaining such separate facility.
2. Upon approval by the commissioner or state banking board of a merger application 
under section 6 -03-11, the former main office and facilities of the banking institutions 
being merged will become facilities of the surviving banking institution and the banking 
institution is not required to file an application under this section.
3. If the commissioner's decision with respect to an application is unfavorable, the 
applicant bank may appeal the decision to the state banking board by filing a notice of 
appeal with the commissioner within twenty days after the commissioner has notified 
the applicant bank of the decision.

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