North Dakota Code § 26.1-36-10

Health policy and health service contract coordination of benefit
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provisions.
A group health insurance policy or a group health service contract may contain coordination 
of benefit provisions for the control of overinsurance. An individual health insurance policy or 
individual health service contract, except a specific disease, hospital indemnity, or other limited 
benefit plan, may contain coordination of benefit provisions for the control of overinsurance. 
These provisions must be in accordance with appropriate guidelines set forth in rules adopted 
by the commissioner.

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