abuse coverage. 1. As an alternative to the substance abuse coverage required under subsection 2 of section 26.1-36-08, an insurance company, a nonprofit health service corporation, or a health maintenance organization may provide substance abuse coverage under this section. 2. The provisions of section 26.1-36-08 apply to this alternative, except: a. In addition to the inpatient treatment, treatment by partial hospitalization, and outpatient treatment coverage required under section 26.1 -36-08, the coverage must include residential treatment. b. In the case of coverage for inpatient treatment, the benefits must be provided for a minimum of forty -five days of services covered under this section and section 26.1-36-09 in any calendar year. c. For the purpose of computing the period for which benefits are payable for a combination of inpatient and partial hospitalization, no more than twenty -three days of inpatient treatment benefits required under subdivision a may be traded for treatment by partial hospitalization. d. In the case of coverage for residential treatment, the benefits must be provided for a minimum of sixty days of services covered under this section in any calendar year. This residential treatment must be provided by an addiction treatment program licensed under chapter 50 -31. If an individual receiving residential treatment services requires more than sixty days of residential treatment services, unused inpatient treatment benefits provided for under subdivision b may be traded for residential treatment benefits. For the purpose of computing the period for which benefits are payable, each day of inpatient treatment is equivalent to two days of treatment by a residential treatment program, provided that no more than twenty -three days of inpatient treatment benefits required by this section may be traded for residential treatment benefits required under this section.
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