North Dakota Code § 26.1-27-03.1

Bond or insurance requirement
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An administrator that administers or will administer self -insured plans in this state shall 
maintain a surety bond or proof of insurance satisfactory to the commissioner for the use and 
benefit of the commissioner for covered persons who have remitted premiums or insurance 
charges or other moneys to the administrator in the course of the administrator's business in the 
greater of the following amounts:
1. One hundred thousand dollars; or
2. Ten percent of the aggregate total amount of administered coverage under the plans 
handled in this state.

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