North Dakota Code § 26.1-27-03

License required - Penalty
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1. A person, including a person who directly or indirectly underwrites, collects charges or 
premiums from, or adjusts or settles claims on residents of this state in connection with 
life, annuity, or health coverage provided by a self -funded plan, may not act as or hold 
oneself out to be an administrator in this state, for the kinds of business for which the 
person is acting as an administrator, without a license issued by the commissioner. 
Any person violating this subsection is guilty of a class C felony.
2. All applications must be accompanied by a filing fee as prescribed in section 
26.1-01-07.
3. The commissioner shall issue a license unless the commissioner after due notice and 
hearing determines that the administrator is not competent, trustworthy, financially 

responsible, or of good personal and business reputation, or has had a previous 
application for an insurance license denied for cause within five years.
4. The administrator shall pay an annual renewal fee as prescribed in section 26.1-01-07 
to maintain the license.
5. After notice and hearing, the commissioner may revoke a license or fine the 
administrator not more than ten thousand dollars, or both, or the commissioner may 
suspend a license, or fine the administrator not more than five thousand dollars, or 
both, upon finding that either the administrator violated section 26.1 -27-05 and 
subsection 4 of section 26.1 -27-06 and also violated subsection 1, 2, or 3 of section 
26.1-27-06 or section 26.1 -27-07, 26.1-27-08, 26.1-27-10, 26.1-27-11, or 26.1 -27-12, 
or the administrator is not competent, trustworthy, financially responsible, or of good 
personal and business reputation.

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