Maine Code § 14-167

Insurance inspections
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1. Exemption. Subject to subsection 2, the furnishing of, or failure to furnish, insurance inspection
services related to, in connection with or incidental to the issuance or renewal of a policy of property
or casualty insurance shall not subject the insurer, its agents, employees or service contractors to
liability for damages from injury, death or loss occurring as a result of any act or omission by any
person in the course of such services.
[PL 1981, c. 698, §86 (AMD).]
2. Notice required. Subsection 1 shall not apply or be effective unless the insurer notifies the
insured in writing of the provisions of this section whenever the policy is issued or renewed. The
Superintendent of Insurance shall adopt a regulation specifying the contents of the notice required by
this subsection and the manner in which it shall be given.
[PL 1981, c. 380, §1 (NEW).]
3. Exceptions. This section shall not apply:
A. If the injury, loss or death occurred during the actual performance of inspection services and
was proximately caused by the negligence of the insurer, its agent, employees or service
contractors; [PL 1981, c. 380, §1 (NEW).]
B. To any inspection services required to be performed under the provisions of a written service
contract or defined loss prevention program; and [PL 1981, c. 380, §1 (NEW).]
C. In any action against an insurer, its agents, employees or service contractors for damages
proximately caused by the act or omission of the insurer, its agents, employees or service
contractors in which it is determined that such act or omission constituted a crime, actual malice or
gross negligence. [PL 1981, c. 380, §1 (NEW).]
[PL 1981, c. 380, §1 (NEW).]

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