Maine Code § 11-9-1340

Effectiveness of right of recoupment or setoff against deposit account
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(1). Except as otherwise provided in subsection (3), a bank with which a deposit account is
maintained may exercise any right of recoupment or setoff against a secured party that holds a security
interest in the deposit account.
[PL 1999, c. 699, Pt. A, §2 (NEW); PL 1999, c. 699, Pt. A, §4 (AFF).]
(2). Except as otherwise provided in subsection (3), the application of this Article to a security
interest in a deposit account does not affect a right of recoupment or setoff of the secured party as to a
deposit account maintained with the secured party.
[PL 1999, c. 699, Pt. A, §2 (NEW); PL 1999, c. 699, Pt. A, §4 (AFF).]
(3). The exercise by a bank of a setoff against a deposit account is ineffective against a secured
party that holds a security interest in the deposit account that is perfected by control under section
9-1104, subsection (1), paragraph (c), if the setoff is based on a claim against the debtor.
[PL 1999, c. 699, Pt. A, §2 (NEW); PL 1999, c. 699, Pt. A, §4 (AFF).]

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