Sec. 605. Credit Service Charge for Other Sales — With respect to a sale other than a consumer credit sale or a consumer related sale, the parties may contract for the payment by the buyer of any credit service charge. Formerly: Acts 1971, P.L.366, SEC.3. IC 24-4.5-3 Chapter 3. Loans 24-4.5-3-0.1 Application of certain amendments to chapter 24-4.5-3-101 Short title 24-4.5-3-102 Application 24-4.5-3-103 Repealed 24-4.5-3-104 Repealed 24-4.5-3-105 "Consumer loan"; first lien mortgage transaction not included 24-4.5-3-106 "Loan" 24-4.5-3-107 Definitions; "lender"; "precomputed"; "principal" 24-4.5-3-108 "Revolving loan account" 24-4.5-3-109 "Loan finance charge" 24-4.5-3-110 Repealed 24-4.5-3-110.5 Repealed 24-4.5-3-201 Loan finance charge for consumer loans other than supervised loans; loan agreements entered into after June 30, 2020; precomputed consumer loans prohibited; nonrefundable prepaid finance charge; subterfuge by lender; applicability of criminal loansharking statute 24-4.5-3-202 Permitted additional charges; skip-a-payment services; expedited payment services; debt cancellation agreements; insurance; GAP agreements 24-4.5-3-203 Repealed 24-4.5-3-203.5 Delinquency charges; conversion of precomputed loan to loan with finance charge based on unpaid balances 24-4.5-3-204 Deferral charges 24-4.5-3-205 Loan finance charge on refinancing 24-4.5-3-206 Loan finance charge on consolidation 24-4.5-3-207 Conversion to revolving loan account 24-4.5-3-208 Advances to perform covenants of debtor 24-4.5-3-209 Right to prepay; prepayment penalty; total finance charge; payoff statement; liability for failure to provide; short sales; foreclosed property; no protection from deficiency judgment 24-4.5-3-210 Rebate upon prepayment 24-4.5-3-301 Disclosures required by Consumer Credit Protection Act; exempt transactions 24-4.5-3-302 Repealed 24-4.5-3-303 Repealed 24-4.5-3-304 Repealed 24-4.5-3-305 Repealed 24-4.5-3-306 Repealed 24-4.5-3-307 Repealed 24-4.5-3-308 Repealed 24-4.5-3-309 Repealed 24-4.5-3-310 Repealed 24-4.5-3-311 Repealed 24-4.5-3-401 Scope 24-4.5-3-402 Balloon payments; compliance with Alternative Mortgage Transaction Parity Act 24-4.5-3-403 No assignment of earnings 24-4.5-3-404 Attorney's fees 24-4.5-3-405 Limitation on default charges 24-4.5-3-406 Notice of assignment 24-4.5-3-407 Authorization to confess judgment prohibited 24-4.5-3-408 Creditor's duty to credit payment as of date of receipt; payments not conforming to requirements; creditor's failure to credit payment 24-4.5-3-501 Definitions; "supervised loan"; "supervised lender" 24-4.5-3-501.5 Persons also engaging in activities of a loan broker; examination by department; cooperation with securities division 24-4.5-3-502 Authority to make, take assignment of, or collect consumer loans other than mortgage transactions; license required; exempt persons; branches; separate license required for small loans 24-4.5-3-502.1 Authority to make, take assignment of, or collect subordinate lien mortgage transactions; license required; exempt persons; registration with NMLSR; licensed mortgage loan originators; applications for licensure; director's authority to contract with NMLSR 24-4.5-3-502.2 Use of NMLSR in department's licensing system; reporting of information to NMLSR; confidentiality; director's authority to enter agreements; waiver of privilege; processing fee; electronic records 24-4.5-3-503 Applications for licenses; issuance; evidence of compliance; use of NMLSR; denial of application; right to hearing; fees; license not assignable or transferable; tax warrant list 24-4.5-3-503.1 National criminal history background check; fingerprints; payment of fees or costs; use of NMLSR 24-4.5-3-503.2 Credit reports; payment of fees or costs; demonstrated financial responsibility; considerations 24-4.5-3-503.3 Surety bond for creditors engaged in mortgage transactions; requirements; amount; termination; liability; notices 24-4.5-3-503.4 Use of NMLSR in department's licensing system for subordinate lien mortgage transactions; reporting of information to NMLSR; confidentiality; director's authority to enter agreements; waiver of privilege; processing fee; electronic records 24-4.5-3-503.5 Repealed 24-4.5-3-503.6 License renewal; revocation or suspension of license not renewed; reinstatement or appeal; correcting amendments 24-4.5-3-504 Suspension or revocation of license; order to show cause; order of suspension or revocation; relinquishment of license; preexisting contracts; emergency order for revocation 24-4.5-3-505 Record keeping; use of unique identifier on forms and documents; use of examination and regulatory software; submitting call reports to NMLSR; composite reports; notice to department of certain events or changes 24-4.5-3-505.5 Automated loan machines 24-4.5-3-506 Repealed 24-4.5-3-507 Repealed 24-4.5-3-508 Loan finance charge for supervised loans; precomputed supervised loans prohibited after June 30, 2020; nonrefundable prepaid finance charge; loan paid in full by new loan from same lender 24-4.5-3-508.5 Repealed 24-4.5-3-509 Use of multiple agreements 24-4.5-3-510 Restrictions on interest in land as security 24-4.5-3-511 Regular schedule of payments; maximum loan term 24-4.5-3-512 Carrying on other business 24-4.5-3-513 Application of other provisions 24-4.5-3-514 Repealed 24-4.5-3-515 Change in control of creditor; application to department; timeframe for department's decision; conditions for approval; creditor's duty to report transfer of securities; director's discretion to require new license 24-4.5-3-601 Loans subject to article by agreement of parties 24-4.5-3-602 "Consumer related loan"; loan finance charge; licensing and annual notice to department not required 24-4.5-3-603 Applicability of other provisions to consumer related loans 24-4.5-3-604 Limitation on default charges in consumer related loans 24-4.5-3-605 Loan finance charge for other loans 24-4.5-3-606 Required disclosures; liability on fraudulently cashed instruments 24-4.5-3-701 Requirement to provide property tax information in certain transactions (Part 1. General Provisions)
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