Illinois Code § 815 ILCS 312/40

Insurable interest.
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(a) Notwithstanding any other law, statute, rule, or regulation to the contrary, a car-sharing program shall have an insurable interest in a shared vehicle during the car-sharing period and may provide or offer to provide coverage to a shared-vehicle owner or a shared-vehicle driver under the policy of insurance described in subsection (c).
 
(b) Nothing in this Section shall be construed as modifying the obligations of the car-sharing program pursuant to Section 10.
 
(c) A car-sharing program may own and maintain, as the named insured, one or more policies of motor vehicle liability insurance that separately or in combination provides coverage for:
 
 
(1) liabilities assumed by the car-sharing program 
 
under a car-sharing agreement;
 
 
(2) any liability of the shared-vehicle owner;
 
 
(3) damage or loss to the shared vehicle; or
 
 
(4) any liability of the shared-vehicle driver.

under a car-sharing agreement;

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