A motor vehicle insurer that defends or indemnifies a claim against a shared vehicle that is excluded under the terms of its policy shall have the right to seek recovery against the motor vehicle insurer of the car-sharing program if the claim is: (1) made against the shared-vehicle owner or the shared-vehicle driver for loss or injury that occurs during the car-sharing period; and (2) excluded under the terms of its policy. shared-vehicle driver for loss or injury that occurs during the car-sharing period; and
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