Illinois Code § 205 ILCS 305/49

Security.
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In addition to generally accepted types of security,
the endorsement of a note by a surety, comaker or guarantor, or assignment
of shares or wages, in a manner consistent with the laws of this State,
shall be deemed security within the meaning of this Act. A credit union
shall give each surety, guarantor or comaker a copy of the instrument
evidencing the indebtedness. The adequacy of any security shall be
determined by the credit committee, credit manager or loan officer, subject
to this Act and the bylaws of the credit union. The surety, guarantor or
comaker may, but need not, be a member of the credit union making the loan.

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