Illinois Code § 205 ILCS 305/48

Loan limit.
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Within any limitations set forth in a policy adopted by the board of directors, a credit union may place a limit upon the aggregate
amount to be loaned to or cosigned for by any one member provided that no loan shall be made to any
member in an aggregate amount in excess of 10% of the credit union's
unimpaired capital
and surplus. Such loan limits shall not be subject to reduction by rules adopted by the Secretary.

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