Colorado Code § 10-1-136

Insurance policies - language other than English - increasing access for non-English-speaking consumers - definitions
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(1) An insurer may conduct transactions in a
language other than English.
(2) An insurer authorized to offer insurance in this state may provide insurance policies,
endorsements, riders, and any explanatory or advertising materials in a language other than
English. If an insurer opts to provide an insurance policy, endorsement, or rider to the customer
in a language other than English, the insurer must also provide the English version at the same
time. In the event of a dispute or complaint regarding the insurance or advertising materials, the
English language version of the insurance document controls the resolution of the dispute or
complaint.
(3) (a) A non-English-language policy delivered or issued for delivery in this state is
deemed to comply with articles 4 and 16 of this title 10 if the insurer certifies that the policy is
translated: 
(I) From an English-language policy that complies with this title 10; 
(II) Correctly; and 
(III) By a certified translator who has certified that the policy is correctly translated or, if
a certified translator is not available to translate the policy from English into a language for
which the American Translators Association certifies translators, by a qualified translator who
has certified that the policy is correctly translated. 
(b) An insurer shall maintain copies of all translated policies, endorsements, riders, and
any explanatory or advertising materials and make them available for review by the
commissioner upon request.
(3.5) The commissioner shall use councils established within the division, including the
producer advisory council and any other councils established by the commissioner, to engage
with bilingual insurance producers to discuss the insurance market for non-English-speaking
consumers, including ways to increase access to insurance products and services for non-
English-speaking consumers.
(4) As used in this section: 
(a) "American Translators Association" means the national, nonprofit professional
association, or its successor organization, that offers certification for translators.
 (b) "Certified translator" means an individual who is certified as a translator by the
American Translators Association.

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