(a) "Amount financed" means the total of the following items to the extent that payment is deferred: (i) The cash price of the goods, services, or interest in land, less the amount of any down payment whether made in cash or in property traded in; (ii) The amount actually paid or to be paid by the seller pursuant to an agreement with the buyer to discharge a security interest in or a lien on property traded in; and (iii) If not included in the cash price: (A) Any applicable sales, use, excise, or documentary stamp taxes; (B) Amounts actually paid or to be paid by the seller for registration, certificate of title, or license fees; and (C) Additional charges permitted by W.S. 40-14-213.
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