(a) For purposes of this article: (i) "Customer data" means a customer's banking, transaction and other financial data; (ii) "Express written consent" means a customer's affirmative written response to a clear and conspicuous notice regarding the collection, use or disclosure of customer data for the purposes of open banking; (iii) "Open banking" means providing access, directly or indirectly, to customer data from the customer's bank to a third-party financial service provider with the express written consent of the customer and through the use of application programming interfaces. (iv) "Customer" means a natural person or an agent, trustee or representative acting on behalf of a natural person.
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