Wisconsin Code § 422.504

(1) Before the execution
of a contract or agreement between the buyer and a credit services organization or before the credit services organization receives from the buyer any money or other valuable consideration,
the credit services organization shall provide the buyer a written
statement that includes all of the information required under sub.
(2). The credit services organization shall maintain for a period
of 2 years an exact copy of the statement that is signed by the
buyer to acknowledge receipt of the statement.
(2) The information statement under sub. (1) shall include all
of the following information:
(a) Notice of the buyer’s right to review any file on the buyer
maintained by a consumer reporting agency; the buyer’s right to
obtain a copy of that file; the approximate price the buyer may be
charged by the consumer reporting agency for a copy of the file;
and the buyer’s right to obtain a copy of the buyer’s file free of
charge from the consumer reporting agency if the buyer requests
the copy within 30 days after the buyer receives notice of a denial
of credit.
(b) Notice of the buyer’s right to dispute the completeness or
accuracy of any item contained in any file on the buyer maintained by a consumer reporting agency.
(c) A description of the services to be performed by the credit
services organization for or on behalf of the buyer and the total
amount the buyer will be charged for the services.
(d) Notice of the buyer’s right to proceed against the bond or
letter of credit obtained by the credit services organization, a description of procedures that the buyer is to follow to proceed
against the bond or letter of credit, and the name and address of
the surety company that issued the bond or the name and address
of the financial institution that issued the letter of credit.
(3) A violation of this section is subject to s. 425.305.

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