Wisconsin Code § 409.622

Effect of acceptance of collateral
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(1) EFFECT
OF ACCEPTANCE. A secured party’s acceptance of collateral in
full or partial satisfaction of the obligation it secures:
(a) Discharges the obligation to the extent consented to by the
debtor;
(b) Transfers to the secured party all of a debtor’s rights in the
collateral;
(c) Discharges the security interest or agricultural lien that is
the subject of the debtor’s consent and any subordinate security
interest or other subordinate lien; and
(d) Terminates any other subordinate interest.
(2) DISCHARGE OF SUBORDINATE INTEREST NOTWITHSTANDING NONCOMPLIANCE. A subordinate interest is discharged or terminated under sub. (1), even if the secured party fails to comply
with this chapter.

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