Wisconsin Code § 409.611

Notification before disposition of collateral
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(1) NOTIFICATION DATE. In this section, “notification date”
means the earlier of the date on which:
(a) A secured party sends to the debtor and any secondary
obligor an authenticated notification of disposition; or

(b) The debtor and any secondary obligor waive the right to
notification.
(2) NOTIFICATION OF DISPOSITION REQUIRED. Except as otherwise provided in sub. (4), a secured party that disposes of collateral under s. 409.610 shall send to the persons specified in sub.
(3) a reasonable, authenticated notification of disposition.
(3) PERSONS TO BE NOTIFIED. To comply with sub. (2), the
secured party shall send an authenticated notification of disposition to:
(a) The debtor;
(b) Any secondary obligor; and
(c) If the collateral is other than consumer goods:
1. Any other person from which the secured party has received, before the notification date, an authenticated notification
of a claim of an interest in the collateral;
2. Any other secured party or lienholder that, 10 days before
the notification date, held a security interest in or other lien on the
collateral perfected by the filing of a financing statement that:
a. Identified the collateral;
b. Was indexed under the debtor’s name as of that date; and
c. Was filed in the office in which to file a financing statement against the debtor covering the collateral as of that date; and
3. Any other secured party that, 10 days before the notification date, held a security interest in the collateral perfected by
compliance with a statute, regulation, or treaty described in s.
409.311 (1).
(4) SUBSECTION (2) INAPPLICABLE: PERISHABLE COLLATERAL; RECOGNIZED MARKET. Subsection (2) does not apply if the
collateral is perishable or threatens to decline speedily in value or
is of a type customarily sold on a recognized market.
(5) COMPLIANCE WITH SUB. (3) (C) 2. A secured party complies with the requirement for notification prescribed by sub. (3)
(c) 2. if:
(a) Not later than 20 days or earlier than 30 days before the notification date, the secured party requests, in a commercially reasonable manner, information concerning financing statements indexed under the debtor’s name in the office indicated in sub. (3)
(c) 2.; and
(b) Before the notification date, the secured party:
1. Did not receive a response to the request for information;
or
2. Received a response to the request for information and
sent an authenticated notification of disposition to each secured
party or other lienholder named in that response whose financing
statement covered the collateral.

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