Wisconsin Code § 214.30

Membership
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(1) (a) A holder of a deposit account
issued by a mutual savings bank shall be a member of the mutual
savings bank. Joint ownership of an account constitutes one
membership.
(b) A member has the right to share in the net profit of a mutual savings bank, after payment of creditors, if the savings bank
liquidates. This right does not permit a member to claim a share
of net profits absent a liquidation and does not permit a member
to seek liquidation except in any manner permitted by the mutual
savings bank’s articles of incorporation or bylaws.
(2) An owner of stock in a stock savings bank shall be an
owner of the stock savings bank. Joint ownership of stock constitutes one ownership.

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