Wisconsin Code § 177.0201

When property presumed abandoned
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Subject to s. 177.0210, the following property is presumed abandoned if it is unclaimed by the apparent owner during the period
specified below:
(1) A traveler’s check, 15 years after issuance.
(2) A money order or similar instrument, 5 years after
issuance.
(3) A state or municipal bond, bearer bond, or original-issuediscount bond, 3 years after the earliest of the date the bond matures or is called or the obligation to pay the principal of the bond
arises.
(4) A debt of a business association owed to an individual, 3
years after the obligation to pay arises.
(5) A payroll card or demand, savings, or time deposit, including a deposit that is automatically renewable, 5 years after the
later of maturity or the date of the last indication of interest in the
property by the apparent owner, except a deposit that is automatically renewable is deemed matured on its initial date of maturity
unless the apparent owner consented in a record on file with the
holder to renewal at or about the time of the renewal.
(6) Money or a credit owed to a customer as a result of a retail
business transaction, other than in-store credit for returned merchandise, 5 years after the obligation arises.
(7) An amount owed by an insurance company on a life or endowment insurance policy or an annuity contract that has matured or terminated, 3 years after the obligation to pay arises under the terms of the policy or contract or, if a policy or contract
for which an amount is owed on proof of death has not matured
by proof of the death of the insured or annuitant, as follows:
(a) With respect to an amount owed on a life or endowment
insurance policy, 3 years after the earliest of the date on which the
insurance company has knowledge of the death of the insured or
the date on which the insured attained, or would have attained if
living, the limiting age under the mortality table that forms the
basis of the reserve for the policy.
(b) With respect to an amount owed on an annuity contract, 3
years after the date on which the insurance company has knowledge of the death of the annuitant.
(8) Property that may be distributed by a business association
in the course of dissolution, one year after the property may be
distributed.
(9) Except as provided in ss. 800.095 (8), 852.01 (3), 863.37
(2), and 863.39, property held by a court, including property received as proceeds of a class action, one year after the property
may be distributed.
(10) Except as provided in ss. 40.08 (8), 852.01 (3), 863.37
(2), and 863.39, property held by a government or governmental
subdivision, agency, or instrumentality, including municipal
bond interest and unredeemed principal under the administration
of a paying agent or indenture trustee, 5 years after the property
may be distributed.
(11) Wages, commissions, bonuses, or reimbursements to
which an employee is entitled, or other compensation for personal services, other than amounts held in a payroll card, one year
after the amount becomes payable.
(12) A deposit or refund owed to a subscriber by a utility, one
year after the deposit or refund becomes payable.
(13) Property not specified in this section or ss. 177.0202 to
177.0209, the earlier of 5 years after the owner first has a right to
demand the property or the date on which the obligation to pay or
distribute the property arises.

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