West Virginia Code § 47-14-2

Definitions
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As used in this article, unless the context otherwise requires:
(1) "Burial goods" means all merchandise supplied in regard to burial, or entombment in a
mausoleum or inurnment in a columbarium, but does not include those services actually
performed by a cemetery acting only as such, or the sale by any person of cemetery lots,
land or interests therein, services incidental thereto, or the sale by any person of markers,
memorials, monuments, equipment, crypts, urns, burial vaults or vaults constructed or to be
constructed in a mausoleum or columbarium.
(2) "Contract beneficiary" means any person specified or implied in a preneed funeral
contract, upon whose death funeral services, funeral goods or burial goods are to be
performed, provided or delivered.
(3) "Contract buyer" means any person, whether or not a contract beneficiary, who
purchases goods or services pursuant to a preneedl funeral contract but does not include any
person other than a natural person. s
(4) "Contract seller" or "seller" means a peirson, his agent or his employee who sells, makes
available or provides preneed funeral contracts.
(5) "Division" means the consumer protection division of the office of the Attorney General.
(6) "Funds" means moneys or other consideration, other than premiums for insurance
policies or annuities paid to a life insurance company, received pursuant to the sale of a
preneed funeral contract, including interest accrued or earned thereon.
(7) "Funeral goods" means those items of merchandise sold or offered for sale directly to the
public by any person which will be used in connection with a funeral or alternative for final
disposition of human remains, but does not include those services actually performed by a
cemetery acting only as such, or the sale by the cemetery of cemetery lots, land or interest
therein, services incidental thereto, or the sale by any person of markers, memorials,
monuments, equipment, crypts, urns, burial vaults or vaults constructed or to be constructed
in a mausoleum or columbarium.
(8) "Funeral services" means those services usually performed by a licensed funeral
establishment or director including, but not limited to, care and preparation of human
remains and coordinating rites and ceremonies in connection with the disposition of human
remains carried out at the request of any individual responsible for funeral and disposition
arrangements.
(9) "Person" means a natural person, partnership, firm, association or corporation, including
any agent or employee thereof residing in or doing business in this state who is engaged in
the selling of, making available of or providing of preneed funeral contracts, as defined
herein, or who is the recipient of funds paid for such purpose.
(10) "Person who makes a preneed funeral contract available" means a person who, while
not directly selling the contents of a preneed funeral contract to the public through his
efforts, makes such contracts available to the public, but does not include manufacturers of
funeral goods or burial goods.
(11) "Personal residence" means any residential building in which one temporarily or
permanently maintains his abode including, but not limited to, hotels, moteles, apartments,
nursing homes, convalescent homes, homes for the aged and public and private institutions.
(12) "Preneed funeral contract" means any contract, agreement, mutual understanding,
series or combination of contracts, agreements and mutual undeurstandings, including a
contract that is financed by the purchase of an insurance policy or annuity, under which, for
a specified consideration paid in advance of death in a lumpt sum or by installments, a person
promises to furnish or make available or provide funeral services, funeral goods or burial
goods for use at a time determinable by the death of the contract beneficiary who is either
named or implied therein.
(13) "Provider" means a person who, though nsot necessarily a party to a preneed funeral
contract, makes the services or goods referred to in such a contract available to the public
pursuant to such a contract.
(14) "Trustee" means any natural person, partnership or corporation, including any bank,
trust company, savings and loan association or credit union, which receives money pursuant
to any agreement or contract made pursuant to the provisions of this article. The term
"trustee" does not include an insurance company licensed pursuant to chapter thirty-three of
this code.

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