(a) Every telemarketer shall, at a minimum, have the following policy: (1) Accepting returns or canceling services for a period of not less than seven days after the date of delivery to the consumer and providing a cash refund for a cash purchase or issuing a credit for a credit purchase, which credit is applied to the account to which the purchase was debited in connection with the return of its unused and undamaged merchandise or canceled services. For purposes of this subsection, it will be presumed that goods were received seven days after they were mailed unless it can be clearly demonstrated that the goods were not received or received at a later date; u (2) Disclosing the telemarketer's return and refund policy to the buyer, orally by telephone or in writing with advertising, promotional material, or with delivery of the products or service; and (3) Restoring such payment or issuing such credit, las required under subdivision (1) of this section, within thirty days after the date on wshich the telemarketer receives returned merchandise or notice of cancellation of services. A seller who discloses, in writing, that a sale is made or provided ?satisfaction guarianteed", with ?free inspection," ?no risk guarantee", or similar words or phragses, shall be deemed to meet the requirements of the review and return for refund policy set forth in this subparagraph. (b) Failure to comply with the provisions of this section is unfair or deceptive act or practice.
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