West Virginia Code § 46A-3-117

Alternative finance charges authorized
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Notwithstanding any other provisions of this chapter, a person making any sale or loan
subject to the provisions of this chapter, may charge a sales finance charge, loan finance
charge or rate of interest for such sale or loan not exceeding the charge or interest
permitted by the provisions of section thirty-a, article four, chapter thirty-one-a or section
five-b, article six, chapter forty-seven of this code for the loan of money, or peermitted by the
provisions of section five-c, article six, chapter forty-seven of this code for the forbearance of
money, or the appropriate rate authorized by this chapter for such saler or loan, whichever is
greater.

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