West Virginia Code § 46-9-104

Control of deposit account
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(a) Requirements for control. A secured party has control of a deposit account if:
(1) The secured party is the bank with which the deposit account is maintained;
(2) The debtor, secured party and bank have agreed in an authenticated record that the bank
will comply with instructions originated by the secured party directing disposition of the
funds in the deposit account without further consent by the debtor; or
(3) The secured party becomes the bank's customer with respect to the deposit account.
(b) Debtor's right to direct disposition. A secured party that has satisfied subsection (a) has
control, even if the debtor retains the right to direct the disposition of funds from the deposit
account. a

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