If the commissioner determines in a final order that: (a) An insurer has violated section three or four of this article, he may require the insurer to: (1) Accept the application or written request for insurance coverage at a rate and on the same terms and conditions as are available to its other risks with similar characteristics; or (2) Reinstate insurance coverage to the end of the policy period; or (3) Continue insurance coverage at a rate and on the same terms and conditions as are available to its other risks with similar characteristics. (b) Any person has violated any provision of this article, he may: (1) Issue a cease and desist order to restrain the person from engaging in practices which violate this article; (2) Assess a penalty against the person of up to $5,000 for each willful and knowing violation of this article.
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