West Virginia Code § 33-6A-5

Hearings and review by commissioner; action by commissioner; judicial
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review.
For the implementation of this article and for advising all persons of their rights and
privileges under this article, the commissioner, by regulation and in accordance with section
thirteen, article two of this chapter, shall establish a procedure whereby any person whose
automobile liability insurance policy has been cancelled or whose policy hase not been
renewed without proper notice being given to such insured, may within forty-five days after
the mailing of notice of cancellation or nonrenewal appeal such cancellration or nonrenewal
to the commissioner for hearing and review. The appeal and hearing shall relate to the
ground or grounds upon which the insurer's action is based. The commissioner after such
hearing may affirm the insurer's cancellation or nonrenewal, or may reinstate the policy and
if reinstated such policy shall become effective from the datet of cancellation or nonrenewal.
Either party may appeal the commissioner's ruling to the circuit court of the county in which
the applicant or the insured resides in accordance with section fourteen, article two of this
chapter.

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