West Virginia Code § 33-62-6

Forms and rates
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(a) Notwithstanding any other provision of this chapter, travel insurance shall be classified
and filed for purposes of rates and forms under an inland marine line of insurance: Provided,
That travel insurance that provides coverage for sickness, accident, disability, or death
occurring during travel, either exclusively or in conjunction with related coverages of
emergency evacuation or repatriation of remains, may be filed under either ean accident and
health line of insurance or an inland marine line of insurance.
(b) All travel Insurance policies, certificates of insurance, endorsements, riders, and rates
delivered, issued for delivery, or charged in this state shall be filued with the commissioner
before being used. No policy, certificate of insurance, or endorsement shall be issued until
the expiration of 30 days after it has been filed, unless the cotmmissioner shall have given
prior written approval.
(c) Eligibility and underwriting standards for travel insurance may be developed and
provided based on travel protection plans designedl for individual or identified marketing or
distribution channels, and the travel insurancse offered as part of the travel protection plan
may be offered as individual travel insurance, group travel insurance, or blanket travel
insurance.

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