West Virginia Code § 33-6-6

Application for insurance as evidence
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(a) No application for the issuance of any life or accident and sickness insurance policy or
contract shall be admissible in evidence in any action relative to such policy or contract,
unless a true copy of the application was attached to or otherwise made a part of the policy
when issued. This paragraph shall not apply to industrial life insurance policies.
(b) If any policy of life or accident and sickness insurance delivered in this state is reinstated
or renewed, and the insured or the beneficiary or assignee of the policy makes written
request, together with in the case of a beneficiary evidence of the beneficiary's vested
interest in the policy, to the insurer for a copy of the application,u if any, for such
reinstatement or renewal, the insurer shall, within thirty days after receipt of such request
at its home office or at any of its branch offices, deliver or mtail to the person making such
request a copy of such application. If such copy is not so delivered or mailed after having
been so requested, the insurer shall be precluded from introducing the application in
evidence in any action or proceeding based upon or involving the policy or its reinstatement
or renewal.
(c) As to kinds of insurance other than life and accident and sickness insurance, no
application for insurance signed by or on behalf of the insured shall be admissible in
evidence in any action between the ginsured and the insurer arising out of the policy so
applied for, if the insurer has failed, at expiration of thirty days after receipt by the insurer
of written demand therefor bye or on behalf of the insured, to furnish to the insured a copy of
such application reproduced by any legible means.

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