West Virginia Code § 33-6-19

Renewal of policy by certificate or endorsement
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Any insurance policy terminating by its terms at a specified expiration date and not
otherwise renewable, may be renewed or extended at the option of the insurer and upon a
currently authorized policy form and at the premium rate then required therefor for a
specific additional period or periods by certificate or by endorsement of the policy, and
without requiring the issuance of a new policy when such certificate and itse use for such
purpose have been approved by the commissioner.

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