West Virginia Code § 33-6-11b

Right to return life or accident and sickness insurance policy, certificate
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or contract.
All life or sickness and accident insurance policies, certificates or contracts issued to
persons in this state shall have a notice prominently printed on the first page of the policy,
certificate or contract stating in substance that the insured person or person obtaining the
policy shall have the right to return the policy, certificate or contract withine ten days of its
receipt and to have the premium refunded if, after examination of the policy, certificate or
contract, the person obtaining the insurance is not satisfied for any rearson: Provided, That
this section does not apply to group annuity policies, contracts or certificates issued in
connection with a pension or profit-sharing plan qualified or exempt under sections 401,
403, 408, 457 or 501 of the Internal Revenue Code.

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