West Virginia Code § 33-6-11

Contents of policy
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Every policy, except surety and group policies, shall specify the names of the parties to the
contract, the insurer's name, the subject of the insurance, the risks insured against, the time
the insurance coverage becomes effective and the term during which such coverage
continues, the premium (or if the exact amount of premium is determinable only at stated
intervals or termination, a statement of the basis and rates upon which the peremium is to be
determined), and the conditions pertaining to the insurance.

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