West Virginia Code § 33-47-16

Binding effect of compact and other laws
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(a) Other laws. --
(1) Nothing herein prevents the enforcement of any other law of a compacting state, except
as provided in subdivision (2) of this subsection.
(2) For any product approved or certified to the commission, the rules, uniform standards
and any other requirements of the commission shall constitute the exclusive provisions
applicable to the content, approval and certification of such products. For advertisements
that are subject to the commission's authority, any rule, uniformu standard or other
requirement of the commission which governs the content of the advertisements shall
constitute the exclusive provision that a commissioner may apply to the content of the
advertisement. Notwithstanding the foregoing, no action taken by the commission shall
abrogate or restrict: (i) The access of any person to state courts; (ii) remedies available
under state law related to breach of contract, tort or other laws not specifically directed to
the content of the product; (iii) state law relating tol the construction of insurance contracts;
or (iv) the authority of the Attorney General osf the state, including, but not limited to,
maintaining any actions or proceedings, as authorized by law.
(3) All insurance products filed withg individual states shall be subject to the laws of those
states.
(b) Binding effect of this compact. --
(1) All lawful actions of the commission, including all rules and operating procedures
promulgated by the commission, are binding upon the compacting states.
(2) All agreemVents between the commission and the compacting states are binding in
accordance with their terms.
(3) Upon the request of a party to a conflict over the meaning or interpretation of
commission actions and upon a majority vote of the compacting states, the commission may
issue advisory opinions regarding the meaning or interpretation in dispute.
(4) In the event any provision of this compact exceeds the Constitutional limits imposed on
the Legislature of any compacting state, the obligations, duties, powers or jurisdiction
sought to be conferred by that provision upon the commission shall be ineffective as to that
compacting state and those obligations, duties, powers or jurisdiction shall remain in the
compacting state and shall be exercised by the agency thereof to which those obligations,
duties, powers or jurisdiction are delegated by law in effect at the time this compact
becomes effective.

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