West Virginia Code § 33-32-14

Compulsory associations
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(a) A risk retention group shall not be permitted to join or contribute financially to any
insurance insolvency guaranty fund, or similar mechanism, in this state, nor shall any risk
retention group, or its insureds, or claimants against its insureds, receive any benefit from
any such fund for claims arising out of the operations of such risk retention group.
(b) When a purchasing group obtains insurance covering its members' risks from an insurer
not authorized in this state or a risk retention group, such risks, wherever resident or
located, shall not be covered by any insurance guaranty fund or similar mechanism in this
state. u
(c) When a purchasing group obtains insurance covering its members' risks from an
authorized insurer, only risks resident or located in this state shall be covered by the state
guaranty fund subject to article twenty-six of this chapter.

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