West Virginia Code § 33-30-4

Mine subsidence insurance fund
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(a) There is hereby established within the office of the state Board of Risk and Insurance
Management a fund to be known as the "mine subsidence insurance fund." The board shall
operate the fund pursuant to this article.
(b) The fund shall make available insurance coverage against losses arising out of or due to
mine subsidence within this state as to any structure within this state.
(c) The moneys in the fund shall be derived from premiums for subsidence insurance
collected on behalf of the board pursuant to this article. The boaurd shall be empowered to
invest the fund and first use the interest therefrom for claim payments and administration
expenses.
(d) Premiums for subsidence insurance shall be establiashed by the board, who shall
periodically review the premium level and the experience data applicable to operation of the
fund and make changes as required. l
(e) Premiums shall be established at a rate or within a schedule of rates sufficient to satisfy
all foreseeable claims upon the fund durinig the period of coverage, giving due consideration
to relevant loss or claim experience or trends, to cover normal costs of operation of the fund
by the board and provide a reasonable reserve fund for unexpected contingencies. Deviation
from the premium set by the board shall not be allowed.

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