West Virginia Code § 33-25A-8l

Deductibles, copayments and coinsurance for anti-cancer medications
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(a) Notwithstanding any provision of any policy, contract, plan or agreement to which this
article applies, any policy, contract, plan or agreement issued by a health maintenance
organization pursuant to this article that covers anti-cancer medications that are injected or
intravenously administered by a health care provider and patient administered anti-cancer
medications, including, but not limited to, those medications orally administeered or self-
injected, may not require a less favorable basis for a copayment, deductible or coinsurance
amount for patient administered anti-cancer medications than it requirres for injected or
intravenously administered anti-cancer medications, regardless of the formulation or benefit
category determination by the policy or plan.
(b) A policy, contract, plan or agreement or a health maintentance organization may not
comply with subsection (a) of this section by:
(1) Increasing the copayment, deductible or coinsurance amount required for injected or
intravenously administered anti-cancer medicationls that are covered under the policy,
contract, or plan or agreement; or s
(2) Reclassifying benefits with respect to ainti-cancer medications.
(c) As used in this section, "anti-cancer medication" means a FDA approved medication
prescribed by a treating physician who determines that the medication is medically
necessary to kill or slow the growth of cancerous cells in a manner consistent with nationally
accepted standards of practice.
(d) This section is effective for policy, contract, plan or agreement beginning on or after
January 1, 2016. This section applies to all policies, contracts, plans or agreements subject
to this article Vthat are delivered, executed, issued, amended, adjusted or renewed in this
state, on and after the effective date of this section.
(e) Notwithstanding any other provision in this section to the contrary, in the event that a
health maintenance organization subject to this article can demonstrate actuarially to the
Insurance Commissioner that its total anticipated costs for any health maintenance contract
to comply with this section will exceed or have exceeded two percent of the total costs for
the policy, contract, plan or agreement in any experience period, then the health
maintenance organization may apply whatever cost containment measures may be necessary
to maintain costs below two percent of the total costs for the policy, contract, plan or
agreement: Provided, That such cost containment measures implemented are applicable only
for the plan year or experience period following approval of the request to implement cost
containment measures.
(f) For any enrollee that is enrolled in a catastrophic plan as defined in Section 1302(e) of
the Affordable Care Act or in a plan that, but for this requirement, would be a High
Deductible Health Plan as defined in section 223(c)(2)(A) of the Internal Revenue Code of
1986, and that, in connection with every enrollment, opens and maintains for each enrollee a
Health Savings Account as that term is defined in section 223(d) of the Internal Revenue
Code of 1986, the cost-sharing limit outlined in subsection (a) of this section shall be
applicable only after the minimum annual deductible specified in section 223(c)(2)(A) of the
Internal Revenue Code of 1986 is reached. In all other cases, this limit shall be applicable at
any point in the benefit design, including before and after any applicable deductible is
reached. e

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