West Virginia Code § 33-23-15

Payment of benefits other than insurance benefits
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(a) A society may pay benefits, other than insurance benefits to its members from any special
account or fund maintained for such purpose; provided that if such benefits are of such a
nature that they could constitute benefits within the classes of insurance set forth in section
seventeen of this article, a society making such payments may not:
(1) Make any separate charge therefor;
(2) Issue any certificate, policy or other document promising such payments;
(3) Provide in its Constitution, laws or any other document that such payments may be
received by the member as a matter of right; or
(4) Advertise such payments as insurance or as paymeants to which the member has any
right.
(b) The society shall maintain a separate accounting of all disbursements made under this
section and report them in its annual statement.

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