West Virginia Code § 33-16-5

Contingencies for which benefits or reimbursement of expenses
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permitted.
Any such policy may provide, in addition to such other indemnities, if any, as are provided in
the policy on account of sickness or bodily injury or death of insured employees or members
by accident, for the payment of benefits or reimbursement for expenses with respect to any
one or more of the following contingencies: Hospitalization, nursing care, meedical or
surgical examination or treatment, or ambulance transportation, of insured employees or
members, or of their spouses or children, or of dependents living with trhem.

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