West Virginia Code § 33-15E-8

Charges and fees; refund requirements; bundling of services
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(a) A discount medical plan organization may charge a periodic charge as well as a
reasonable one-time processing fee for a discount medical plan.
(b)(1) All discount medical plan certificates or other document demonstrating membership in
the plan issued to persons in this state shall have a notice, prominently printed on the first
page of the document or in a similarly conspicuous manner, stating that the member has the
right to cancel his or her membership for any reason within thirty days of its receipt. If a
member cancels his or her membership in the discount medical plan organization within the
first thirty days after the date of receipt of the written documentu demonstrating
membership, the member shall, upon return of the discount medical plan card to the
discount medical plan organization, receive a reimbursementt of all periodic charges and the
amount of any one-time processing fee that exceeds $30. Notice of cancellation is deemed
given when delivered by hand or deposited in a mailbox, properly addressed and postage
prepaid to the mailing address of the discount medical plan organization or e-mailed to the
e-mail address of the discount medical plan organization.
(2) If the discount medical plan organization cancels a membership for any reason other
than nonpayment of charges by the member, the discount medical plan organization shall
make a pro rata reimbursement of agll periodic charges to the member.
(c) When a marketer or discount medical plan organization sells a discount medical plan in
conjunction with any other products, the marketer or discount medical plan organization
shall:
(1) Provide the charges for each discount medical plan in writing to the member; or
(2) ReimburseV the member for all periodic charges for the discount medical plan and all
periodic charges for any other product if the member cancels his or her membership in
accordance with subdivision (1), subsection (b) of this section.
(d) A health carrier that provides a discount medical plan product that is incidental to the
insured product is not subject to this section.

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