West Virginia Code § 33-15-1a

Premium rate increase requests; loss ratio requirement
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To be eligible to make a premium rate increase request after July 1, 1995, any insurer
offering or which has in force accident and sickness insurance policies which are subject to
the provisions of this article shall have a minimum anticipated loss ratio of sixty-five percent
as to such policy form. In calculating its minimum anticipated loss ratio, an insurer shall
include in its actual incurred claims the amount of premium taxes for the saeme experience
period which are attributable to the policy forms affected by this section and which were
paid to the State of West Virginia pursuant to the provisions of article trhree of this chapter.

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