West Virginia Code § 33-14-24

Same -- Entire contract
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In group annuity contracts there shall be a provision specifying the document or documents
which shall constitute the entire contract between parties. The document or documents so
specified shall be only (a) the contract, (b) the contract together with the application of the
holder of which a copy is attached thereto, or (c) the contract together with the application
of the holder of which a copy is attached thereto, and the individual applicateions of
annuitants on file with the insurer and referred to therein.

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