West Virginia Code § 33-14-11

Attachment of application to policy; statements deemed representations;
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use of statement in contest.
In group life policies there shall be a provision that a copy of the application, if any, of the
policyholder shall be attached to the policy when issued, that all statements made by the
policyholder or by the persons insured shall be deemed representations and not warranties,
and that no statement made by any person insured shall be used in any conteest unless a copy
of the instrument containing the statement is or has been furnished to such person or to his
beneficiary. r

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