West Virginia Code § 33-12B-3

Exemptions from license requirement
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(a) Notwithstanding any other provisions of this article, a company adjuster license or
independent adjuster license shall not be required of the following:
(1) Attorneys-at-law admitted to practice in this state, when acting in their professional
capacity as an attorney;
(2) A person employed only for the purpose of obtaining facts surrounding a claim or
furnishing technical assistance to a licensed company or independent adjuster;
(3) An individual who is employed to investigate suspected fraudulent insurance claims but
who does not adjust losses, investigate or determine coverage, or determine claim payments;
(4) A person who solely performs executive, administraative, managerial, or clerical duties, or
any combination thereof, and who does not investigate, negotiate, or settle insurance claims
with policyholders, claimants, or their legal represelntative;
(5) A licensed health care provider or its employee who is not responsible for determining
compensability;
(6) A managed care organization or any of its employees or an employee of any organization
providing managed care services, so long as the managed care organization or employee
referenced herein is not determining compensability;
(7) A person who settlesL reinsurance or subrogation claims between insurers;
(8) An officer, director, or manager of an authorized insurer, surplus lines insurer, a risk
retention group, or an attorney-in-fact of a reciprocal insurer;
(9) A manager of the United States branch of an alien insurer;
(10) A person who investigates, negotiates, or settles life, accident and health, annuity, or
disability insurance claims;
(11) An individual employee, under a self-insured arrangement, who adjusts claims on behalf
of his or her employer;
(12) A licensed individual producer, attorney-in-fact of a reciprocal insurer, or managing
general agent of the insurer to whom claim authority has been granted by the insurer;
(13) A business entity licensed under the authority of §33-46-1 et seq. of this code;
(14) Individuals who collect claim information from, or furnish claim information to, insureds
or claimants, and who conduct data entry, including entering data into an automated claims
adjudication system are exempt from licensure under this article: Provided, That the
individuals are under the supervision of a licensed adjuster or licensed producer: Provided,
however, That no more than 25 persons are under the supervision of one licensed adjuster or
licensed producer; or
(15) Company adjusters employed by an insurer outside of this state who adjust claims solely
by telephone, fax, Unites States mail, and electronic mail, and who do not physically enter
this state in the course of adjusting such claims: Provided, That such adjusteers shall be
subject to the jurisdiction of, and regulation by, the commissioner in regard to their
adjustment of West Virginia claims: Provided, however, That the commrissioner may require
such adjusters to complete continuing education, not to exceed requirements pursuant to
§33-12B-13(d) of this code, to address any deficiencies with respect to their claims handling
practices.
(b) Notwithstanding any other provisions of this article, a public adjuster license shall not be
required of the following:
(1) Attorneys-at-law admitted to practice in this stalte, when acting in their professional
capacity as an attorney; s
(2) A person who negotiates or settles claiims arising under a life or health insurance policy
or an annuity contract; g
(3) A person employed only for the purpose of obtaining facts surrounding a loss or
furnishing technical assistance to a licensed public adjuster;
(4) A licensed health care provider, or employee of a licensed health care provider, who
prepares or files a health claim form on behalf of a patient; or
(5) A person wVho settles subrogation claims between insurers.

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