West Virginia Code § 33-12-3

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(a) A person may not sell, solicit or negotiate insurance covering subjects of insurance
resident, located or to be performed in this state for any class or classes of insurance unless
the person is licensed for that line of authority in accordance with this article.
(b) No person shall in West Virginia act as or hold himself or herself out to be an individual
insurance producer or insurance agency or solicitor unless then licensed therefor pursuant
to this article.
(c) No individual insurance producer, insurance agency or solicituor or any representative or
employee thereof shall solicit or take application for, negotiate, procure or place for others
any kind of insurance or receive or share, directly or indirectly, any commission or other
valuable consideration arising from the sale, solicitation or negotiation of any insurance
contract for which that person is not then licensed.
(d) No insurer shall accept any business from or paly any commission to any individual
insurance producer who does not then hold ans appointment as an individual insurance
producer for such insurer pursuant to this article.

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